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Auto Insurance

What Can Car Insurance Protect You From?

When building your car insurance coverage, it’s essential to understand your options. Lowmas Insurance and Financial Services in Lancaster, Texas, offers auto insurance solutions tailored to your needs. Contact us for a quote today. black BMW sedan on focus photography

Financial Impact of Accidents and Injuries

Auto insurance is highly customizable. Your agent may recommend the following policies to help provide financial protection:

  • Medical payments (MedPay)—If you or your passengers are injured in an accident, this policy may help cover medical bills.
  • Personal injury protection (PIP)—Like MedPay coverage, this policy may help with medical expenses, but it may also provide coverage for lost wages and more, up to the policy’s limits.
  • Liability—Texas requires this coverage, which may help cover the third-party accident-related costs, including property damage and bodily injury, up to the policy’s limits.

Financial Impact of Vehicle Damage

If you lease or finance your car, you will likely need full coverage auto insurance, which may include the following:

Collision coverage—This type of insurance may help pay for repairs to your car if it’s damaged in a collision.

Comprehensive coverage—If your car is damaged by vandalism, theft or natural disasters, comprehensive coverage may help.

Uninsured/underinsured motorist coverage—If you’re in an accident with a driver who lacks insurance or has insufficient coverage, this policy can help cover the cost of repairing or replacing your vehicle.

Customizing Your Auto Insurance Coverage

Working with an experienced local agent is crucial to get coverage tailored to your unique situation. Your agent may recommend additional endorsements, such as roadside assistance, custom parts coverage, rental car coverage or auto glass coverage.

Contact Lowmas Insurance and Financial Services today to ensure you have the right coverage for your needs and get a personalized auto insurance quote.

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